Padaoru tuisk tähendaks, et sahk jõuab sinna tänavale heal juhul neljandal päeval. Selleks ajaks olen pidanud aiataguse nagunii ise puhtaks rookima, kuna mul ei kannata koju pääsemisega nii kaua oodata. Nii et soovi või ära soovi, minu jaoks on tulemus sama.
1 Like
Rohkem nagu läbipaistvuse küsimus.
Kõige lihtsam oleks kümme rida kokku koondada nimetuse “haldus” või “hooldus” alla. Aga kuna inimestele meeldib võrrelda ja majad on erinevad, siis ei jõua nendele küsimustele vastata, et miks just meil kallim on kui naabritel.
No sellepärast, et nende haldus ja hooldus ei sisalda pooli asju, mis meie ühistus.
Ja sellepärast kirjutataksegi kõik asjad eraldi reale. Sisekoristus, väliskoristus, traktoriga lumelükkaminie, soojasõlme hooldus, elektrikäit, lifti hooldus, ATS hooldus, raamatupidamine, ühistu juhatuse tasu jne. jne.
Summad eraldi võetuna tillukesed, lihtsalt ridu palju. Aga vähemalt selgelt kirjas, mille eest.
The Times koostab UK rikaste top350 listi igal aastal. Selle aasta omast on 1/6 muutunud vs. 2024, mitte selle pärast, et nood oleks eriliselt rohkem vaesunud/rikastunud, vaid sest 60 Väga Rikast lihtsalt kolis ära UK-st, kuna leiboristide vasakvalitsus muutis maksustamist ja kaotas non-dom (non-domiciled) staatuse mis võimaldas neil makse maksta vaid tulult mis UKst.
Super prime KV hinnad all, kõik need muud maksud, tarbimine, palgad jne. rahh mis UKsse enne jäi on läinud. Tugevalt kahtlane kas uus maksutulu kõik selle riigile korvab.
Most common reason for the removal of nearly 60 of the 350 Rich Listers of 2024 is that they are non-UK nationals who have moved away.
Two years ago the global tax and immigration adviser David Lesperance had about 20 UK-based international clients, each with personal wealth of more than £370 million. Every single one has relocated, he says. The most popular destinations for his clients are Switzerland and Italy, followed by the UAE. “Everyone has inertia when it comes to making a move. It often takes a significant force to propel someone to go — and in this case it was the removal of non-dom status.” He says the migration wasn’t sparked only by the super-rich having to pay full UK tax on their global income, but that all their assets around the world could be liable for UK inheritance tax at 40%. “You can see why many came to the view, ‘I like London — just not that much.’ ” Lesperance believes that was just the first wave to go. “The next is the homegrown British wealth creators who don’t want to be hit by higher capital gains tax, a possible exit tax or even a wealth tax after a big moment like selling their business.”
2 wise men:
2 Likes
Üks isik FB kommentaariumis väidab, et USA väärtpaberite eraisikust omaniku surma korral peab maksma USA pärimismaksu (estate tax), ükskõik mis riigi resident pärandaja ja päria ka ei oleks. Ka Eestis. Kas see on mingi jabur jutt või?
Küsisin ChatGPT käest ja sain vastuse: USA maksureeglite järgi loetakse USA ettevõtete aktsiad USA-s paiknevaks varaks (U.S.-situated assets), isegi kui omanik elas Eestis ja aktsiaid hoiti Eesti või Euroopa maakleri juures. Kui selliste USA-s paiknevate varade väärtus ületab 60 000 USD, tuleb üldjuhul esitada USA pärandimaksu deklaratsioon (Form 706-NA)
1 Like
Kuidas konkurent-riikides asjad… ühest emigreerumis-nõuniku (relocation specialist) uudiskirjast:
"I’ve spent the last 18 months talking with people across Central and Eastern Europe.
Founders, families, contractors, and accountants.
-
Bulgaria and Romania: 10% flat income tax, tied for the lowest in the EU.
-
Hungary: 9% corporate tax, also lowest in the EU.
-
Poland: a flat-rate scheme that puts software contractors at roughly 15–18% effective.
-
Slovakia, Croatia, Bulgaria, and Czechia each have a 0% capital gains regime, with conditions.
Prague, CZ: On tax, personal income tax runs 15% up to roughly €72K and 23% above. Self-employed flat-rate schemes are available with simplified accounting. None of this is the cheapest math on the list, but it isn’t punitive either.
What does set Prague apart is the capital gains regime. Securities held more than three years are exempt from capital gains tax. The CZK 40M annual cap on shares was removed from 01.2026 (the cap still applies to crypto). For founder exits, secondary sales, and long-term portfolio gains, Prague is one of the cleanest capital gains jurisdictions in the EU.
Poland: If you register as a sole trader and elect the Polish flat-rate scheme (the ryczałt), the rate runs 8.5%, 12%, or 15% depending on your business activity code. 12% applies to most programming work. Add monthly ZUS social contributions and the effective tax on €150K of revenue lands around 15–18%. New entrepreneurs get six months ZUS-free, then 24 months of preferential ZUS. There’s also a 5% IP Box scheme for qualifying intellectual property income. For IT contractors and software founders with families, Poland is almost unbeatable in the EU.
Croatia: personal income tax runs 20% up to roughly €60K and 30% above. Company tax is 18%, dropping to 10% for revenue under €1M. A flat-rate scheme is available for small entrepreneurs under €60K (paušalni obrt). The hidden gem is capital gains. 0% on securities held more than two years. Broad application, no listing constraint, no annual cap. For founder exits and long-term portfolio gains, Croatia is one of the top capital gains jurisdictions in the EU.
Romania: 10% flat personal income tax across the board. The small-business regime (microenterprise) 1% tax on qualifying revenue from January 2026. The threshold has come down from €500K originally to €250K in 2024 to €100K in 2026. Standard company tax is 16%. Dividend tax is 16% from January 2026 (was 10% in 2025).
Bulgaria: 10% flat personal income tax, 10% corporate tax, 5% dividend tax, no wealth tax. Bulgaria is structurally the most tax-friendly EU country on official rates, and the regime is durable (not expat-specific), which makes future narrowing less likely. The catch on the headline numbers is social security. Employee share runs roughly 13.78%, employer share roughly 18–19% on top. The effective burden lands materially higher than the 10% headline. Capital gains run 0% on shares listed on EU/EEA regulated markets, with no holding period required. US-listed shares (NYSE, NASDAQ) and direct crypto don’t qualify and hit the 10% flat. The workaround for US exposure is holding via EU-domiciled UCITS wrappers, which qualify.
Hungary: The cleanest headline tax-and-family combo in the EU, 15% flat personal income tax. 9% corporate tax (the lowest in the EU). The catch: employee social security is 18.5% (pension + health + labour), plus an employer 13% social contribution tax. The effective tax burden ends up materially higher than the 15% income tax suggests.
Slovakia: personal income tax is progressive, 4 bands from 2026: 19%, 25%, 30%, 35%. Company tax from January 2025: 10% for revenue under €100K, 21% for €100K–€5M, 24% above. Dividend tax dropped to 7% from 2025 (was 10% in 2024). Capital gains tax 0% on exchange-listed securities held more than one year.
Slovenia: The most underrated lifestyle pick in Europe for families, not a tax play. Personal income tax is progressive at 16%, 26%, 33%, 39%, and 50%. Not optimised for high-salary earners. The self-employed flat-rate scheme (normirani s.p.) remains usable for small entrepreneurs but was tightened in 2023. Company tax was raised to 22% from January 2025 (up from 19%), scheduled through 2028. Capital gains is progressive and falls with holding period: 25% under 5 years, 15% after 10 years, 0% after 15 years.
Estonia: The wildcard on this list. For digital businesses that reinvest profits rather than distribute them, this is structurally unique in Europe. You can compound corporate earnings tax-free for years and only trigger tax on what you actually take out personally. The math is genuinely different, Estonian model is structurally unique. The winter is the real test.
Best overall balance for families: Prague (deep schools plus reasonable tax plus old-Europe quality plus the 3-year capital gains exemption uncapped from January 2026)
Best for IT contractors and software professionals: Warsaw (ryczałt at 8.5–15% on revenue, depending on activity code)
Best lifestyle play: Zagreb plus Istria (Adriatic, Eurozone, 2-year 0% capital gains, no listing constraint)
Best low-tax plus EU passport pathway: Sofia or Bucharest (tied at 10% flat)
Best for capital gains realisations: Bratislava (1-year hold on listed securities) or Sofia (no holding period on EU-listed shares)
Best headline tax-and-family combo: Budapest (15% personal plus 9% corporate)
Best Alpine quality of life: Ljubljana
Best for digital businesses reinvesting profits: Tallinn (0% on retained corporate earnings)
Best contrarian non-EU pick: Belgrade (paušalno at 6–10% effective, with the independence-test caveat)
2 Likes
See teema oli nii alla vajjunud, et andis lausa otsida.
Ilus lugu." minster" Ligilt ootaks nüüd vastulauset… 
5 Likes
Täpselt minu mõte selle LIgi osas! Tahaks temalt kuulda selgitusi, kuidas ikka pole toiduainete käibemaksu mitte kuidagi võimalik alandada, sest see lihtsalt ei tööta! Kindlasti peaks ta illustreerima oma teooriat Läti näitel. 
millist maksu tõstame, et seda auku katta?
1 Like
Oled veendunud, et tekib auk? Kui palju raha sinul seetõttu sukasäärde kguneb?
Reformierakonna “korras riigirahanduse” põhiprobleem on see, et laristamise ja prassimise kontrolli alla võtmise asemel arvatakse, et raha tuleb seinast ja makse saab lõppematult tõsta.
Seega on küsimus, et millist maksu tõsta vale. Tuleb küsida, et milliseid mittevajalikke tegevusi koomale tõmmata. Alustada saaks Tartu sukust ja Estonia juurdeehitusest. Samuti annab kärpida erinevate maailmavaateliste MTÜde ülevalpidamise rahasid.
13 Likes
Kui kellel oleks piisavalt mune, tahtmist ja piisavalt järgijaid, et la reaalselt vajalikud kärped ka ellu viia? Kapitalistliku ühiskonna paar võlu ja valu on, et raha ei haise ja oma nahk on ihule kõige lähemal.
no kui auku ei teki ja raha sukasäärde ei kogune, milleks siis seda langetust teha?
Sügavamat uuringut ka kusagil on, mis vaatleks ostukäitumist peale km langetust? Võiks arvata, et miski keeduvorst → sink tüüpi liikumine kallimale kaubale toimus kuigi üldkogused eriti ei muutunud, sest vaevalt, et mõne % pp km langetus inimesed rohkem sööma pani.
Mõni inimene saab kõhukõrvalt tihedamalt rongiga maale vanaemale külla sõita? Kohalikust coopist veel torti ja pudeli viina külakostiks võtta
justnimelt, pudeli viina. Puhas demagoogia. Kui raha ei jagu, siis on võimalus osta -30% ja -50% allahinnatud tooteid, mille tähtaeg saabumas. Jah käibemaks on meil kõrge, aga igasugu erandid ja susserdamine ei too lõpuks kasu kellegile.
Irw@vanaemale maale külla sõita. Ma saaks aru kui sa kirjutaks, et vanaema saaks tihedamini lapselastele linna külla sõita.
Mõttetu teema, elektri hinnale lisanduvad muud tasud, autokütus, automaks jne kordades suuremad summad.
Madalama käibemaksu korral ei pea hea inimene ootama, kuni toit poes pahaks läheb ja allahinnatakse. Saab kohe libedate vinkude asemel Oskari Moskva suitsuvorsti või selverist soolalõhet osta…
Ja tootja ei pea susserdama pakendi sisu väiksemaks ja hinda kõrgemaks…
1 Like
Läti alandatud määr kehtib ainult teatud toiduainete listile. Lihatoodetest ainult linnuliha. Kala ja loomalihatoodetel maksad täie rauaga.
Tootja peab täpselt jälgima, mida vorsti sisse panna, et soodustusest ilma ei jääks.
Me ei pea ju piirduma nelja tootegrupiga? Mida odavam on igasugune liha, kala seda rohkem raha jääb inimestel osta viina, õlut ja bensiini…
2 Likes
Saab ju käibemaksu alla tõmmata ja tulumaksu tõsta näiteks 30% peale?