WN, mine otse BSPB lehele.
Kuna aktsia on üsna vähe aega kaubelnud ja väikse likviidsusega siis erilist graafikuanalüüsi teha ei saa. Mingisuguse graafiku leiab siit . Arvestada tuleb sellega, et RTS noteeringud on $.
Ja käibest pole ka yldse juttugi...
RenCapi prognoosid BSPB kohta:
Peterburi pank avaldas Q2 IFRS tulemused:
Net profit increased 74% q-o-q (113% y-o-y) to RUB 1.8 bn (USD 75 mn).
The bank demonstrated 14% q-o-q (30% YTD) growth in the lending portfolio, with a slight increase in provision for possible losses to the gross loan portfolio by 0.1 pp, from 0.4% to 0.5%, which continues to remain at the lowest possible level due to the retail portfolio’s low portion in the total loan book.
Total assets increased 20% q-o-q (31% YTD) to RUB 165.8 bn (USD 7 bn), which was flat to consensus expectations.
Customer deposits increased an impressive 27% q-o-q (35% YTD). As a result, the bank improved its loans-to-deposits ratio by 11 pp, from 111% to 100%, demonstrating a healthy funding structure.
The bank’s NIM has positively increased 0.3 pp q-o-q and 0.5 pp YTD, reaching 6%.
Currently, Bank St. Petersburg is valued at a 2008e P/E of 9.3x and P/B of 1.2x (vs. 7.4x and 1.2x, respectively, for its emerging market peers).
Gross profit for 3Q 2008 amounted to RUR 674.2 million including balance profit for September 2008 in the amount of RUR 45.9 million. Gross profit for 9 months 2008 increased by 42% to RUR 3,137 million compared to the same period of the previous year as a result of the Bank’s business growth and interest income increase.
The Bank’s assets increased by 44% (incl. 1.4% assets growth in September 2008) and amounted to RUR 180.8 billion as at October 1, 2008.
The corporate accounts increased by 3% for the 3Q2008 to RUR 95.8 billion as at October 1, 2008 while the retail customer accounts increased by 15% for the 3Q2008 to RUR 47.1 billion. In September 2008 the corporate customer accounts increased by 2% or RUR 4.4 billion while the retail customer accounts increased by 2.2% or RUR 1 billion.
The loans and advances to customers increased by 50% (incl. 3% growth in September 2008) and amounted to RUR 152.9 billion as at October 1, 2008.
Compared to January 1, 2008 Bank’s equity increased by 17% to RUR 20.6 billion as at October 1, 2008.
"Подводя итоги деятельности Банка за 2008 год, председатель Правления Банка Александр Савельев отметил: «Несмотря на развитие кризисных явлений в 2008 году Банк добился отличных результатов. Одной из самых важных задач 2008 года было удержать высокие позиции на рынке и качественный кредитный портфель, с чем Банк успешно справился»."
• Assets grew 29% compared with July 1, 2008 amounting to RUB 214.0 billion (USD 6.8 billion)
• Revenues grew by 52.2% to RUB 7.1 billion (USD 227.0 million) compared to 1H 2008
• Net interest income increased by 13.8% to RUB 4.6 billion (USD 146.7 million) compared to 1H 2008
• Net loss amounted to RUB 48.7 million (USD 1.6 million)