Minu arusaamise järgi peaksid järgmisel nädalal algama väljamaksed esimese kvartali kohta: väidetavalt vabaneb 1–2 miljardit eurot. Kui kasvõi väike osa sellest börsile jõuab, peaks see lühiajalist positiivset mõju avaldama. Või mis on teiste arvamus?
Kelle hinnang või arvutus on suurusjärk “1-2 miljardit”?
Komisjon märkis, et Leedu teise samba pensionifondide varade väärtus on praegu 9,1 miljardit eurot, mis moodustab 11,6 protsenti riigi sisemajanduse koguproduktist (SKP), kusjuures kohalikule turule on investeeritud sellest umbes üks miljard eurot.
9,1*21%=1,9 miljardit euri.
Kas need 21% saavad välja võtta ja võtavad seal kõik 100% välja?
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Seal on ju kirjas:
Leedu pensionikogujatest 21% otsustasid jaanuaris peale pensionireformi jõustumist süsteemist lahkuda ja kogutud raha välja võtta, kirjutab Leedu majandusleht Verslo Žinios.
Kogu raha saad kätte, kui pensini on jäänud alla 5 a või kui oled tõsisemalt haige. Nohu ei loe:
More flexible access to accumulated pension funds
The new provisions agree to allow an once-in-a-lifetime withdrawal of 25% of the accumulated funds (up to a maximum of the amount contributed by the resident himself) by the retirement pension age (subject to a fixed withdrawal deduction of 3% of the amount withdrawn). In addition, members who have saved up to half the amount required for a mandatory annuity will be allowed to withdraw their entire balance within five years of retirement or less. The 3% deduction on withdrawals of 25% will not apply if this right is exercised by an individual who has reached retirement age.
Without incurring personal income tax (PIT) or other taxes, it will be permitted to cease accumulating funds and withdraw all accumulated funds in the event that accumulation becomes overly burdensome or pointless in cases of: loss of 70-100% participation; diagnosis of a serious illness included in the list of diseases as defined by the Minister of Health and the Minister of Social Security and Labour; or identification of palliative care needs. In such cases, payment will be made within 30 days.
Kogujatest 21% ei ole sama mis 21% rahast. Lahkumine on tõenäolisem nende puhul, kellel on vähem kogutud.
Jah, siis pigem see esimese kvartali summa on seal 0,5-0,75 miljardit euri, mis siiski on märkimisväärne.
In 2026, funds withdrawn from second-pillar pension funds should reach the market. We assume that 20% of residents saving in the pension funds will withdraw their funds during the first wave, and the amount of funds withdrawn could reach around €1.13 billion.
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